Lubhalwe ngu-Everson Luhanga
U-Andile Jonas uthi abantu abaningi abajwayelekile abanawo amakhono noma ulwazi lokuthatha izinqumo ezifanele ngemali.
Abeluleki bezezimali bakusiza ukuthi uqhathanise imikhiqizo, ugweme ukutshalwa kwezimali okuyingozi, ulawule izikweletu futhi uhlale uzolile lapho izimakethe zemali zintengantenga kungazelelwe.
Abantu abaningi baseNingizimu Afrika bayababalekela abeluleki bezezimali ngoba becabanga ukuthi ukuphatha imali yabo kuzobagcinela imali.
Kodwa ukwenza lokhu ngaphandle kosizo lochwepheshe kungashaya isikhwama sakho semali kanzima. U-Andile Jonas, inhloko yezokukhangisa kwaMomentum Savings, uxwayisa ngokuthi ukuphatha izimali zakho uwedwa kungase kubize kakhulu.
UJonas uqhathanisa ukuhlela imali nokwenza nokuzilungisela wena umuzi. Uthi abantu abaningi abanawo amakhono noma isipiliyoni sokuthatha izinqumo ezifanele.
“Ngisho into elula njengokudweba kodwa kungaba yinselelo ukuba yinqalabutho,” usho kanje.
Abantu abaningi bakuthola kunzima ukuthola ukuthi yini ngempela abayidingayo. UJonas uthi lokhu kuhlanganisa nokwazi ukuthi ingakanani imali yomshwalense okufanele uyithenge noma ukuthi bungakanani ubungozi abangabuthatha ngokutshala kwabo izimali.
Imizwa ibuye iphazamise ezinqumweni zemali. UJonas uthi lokhu kwenzeka kakhulu uma imindeni ibandakanyeka.
“Singawubeka yini umgomo uma kuziwa emndenini wethu.
Abeluleki bezezimali basiza abantu ukuqhathanisa imikhiqizo futhi baqonde izindleko zangempela. Baphinde bavimbele abantu ukuthi bangafaki imali yabo ekutshalweni kwezimali okuyingozi.
“Isexwayiso esiphusile ngokumelene nokutshalwa kwezimali ‘okuhle kakhulu ukuba neqiniso,” esho.
Abeluleki bayangenelela ukuze basize abantu bahlale bezolile lapho izimakethe zezimali zingazinzi.
Bakha izinhlelo zokuthatha umhlalaphansi futhi basize abantu ukuphatha izikweletu zabo. Baphinde basize ngemikhiqizo ekhokha intela kanye nokuhlelwa kwezindlu. Abeluleki bangena njalo ukuze baqinisekise ukuthi abantu bahlala besendleleni ukuze bafinyelele imigomo yabo yemali.
UJonas uthi abantu bavame ukugwema izimali zabo ngenxa yengcindezi. Kodwa uthi ukuhlangana njalo nomeluleki omethembayo kwenza ukukhetha okunzima kube lula futhi kusize imindeni ilungiselele ikusasa.
Osesithombeni esingenhla: Andile Jonas.
Umthombo wesithombe: Sithunyelwe