Lubhalwe nguDylan Bettencourt
I-Experian ne-Vault22 iveze ukuthi intsha isebenzisa u-R1.5 trillion ngonyaka ekugembuleni, okulingana no-65% wezikweletu zabathengi eNingizimu Afrika.
Ochwepheshe baxwayisa ngokuthi ukugembula konakalisa i-credit score futhi kuvalela abahola imali ephansi kuya kwephakathi ezikweletini, ngokubheja ku-inthanethi okwenza u-61% wemakethe.
Intsha yaseNingizimu Afrika igembula kakhulu kunokuthenga ukudla, ichitha u-41% womholo wayo ekubhejeni, ngaphezu kokuthenga igilosa.
Lokho kungokombiko omusha we-Experian kanye nenkundla yezezimali i-Vault22, ethole ukuthi abantu abayizigidi ezingu-25 bagembula ikusasa labo.
“Inani lemali esetshenzisiwe inkulu kakhulu,” kusho u-lJaco van Jaarsveldt wakwa-Experian. Uveze ukuthi imali ebhekiwe ngonyaka, u-R1.5 trillion, ilingana no-65% wazo zonke izikweletu zabathengi.
INational Gambling Board ithi abantu baseNingizimu Afrika balahlekelwe u-R75 billion ngenxa yokugembula.
UVan Jaarsveldt uxwayise ngokuthi le nkinga ihlasela kakhulu izinkulungwane zabantu abaneminyaka engu-25 kuya ku-44, abakha u-60%. Abaningi sebevele bezabalaza ukukhokha izikweletu futhi basalela emuva ezikweletini.
Uthe ukugembula akugcini nje ngokuqeda imali kodwa kulimaza i-credit score, okwenza kube nzima ukuthi intsha ithenge imizi, izimoto noma ukwakha ikusasa elizinzile.
U-Experian uthole ukuthi abagembuli basengozini enkulu yokuhluleka ukukhokhela izikweletu kunalabo abangagembuli, okubonisa ukuxhumana okuqondile phakathi kokubheja nokucindezeleka ngokwezimali.
Ukugembula ku-inthanethi manje sekubusa imboni, u-61% wemali ufakwa kumasayithi afana ne-Hollywood Bets, i-Betway ne-Lotto Star.
Abantu abagembulayo abahola kancane bachitha cishe u-R2,000 ngenyanga, ngokuvamile ingxenye yeholo labo. Abahola imali eningi bachitha cishe u-R6,000, kodwa lokho kungu-10% kuphela walokho abakwenzayo.
UVan Jaarsveldt uthe ukuvala ukugembula noma ukukhokhiswa intela ngeke kusebenze. Unxuse ukuthi kube nemikhankaso kazwelonke yokufunda ngalokhu ukuze kumiswe lo mjikelezo.
Umphathi wakwa-Pick n Pay u-Sean Summers naye usenxuse uhulumeni ukuthi avale izikhangiso zokugembula ku-inthanethi.
Esithombeni esingenhla: Ukubheja.
Umthombo wesithombe: Pexels